Do you owe more than your home is worth?   Leave a comment

If you meet certain criteria you could qualify for HARP 2.  This program is less rigid than you may believe.  You may not need an appraisal .  HARP 2 requires less income documentation. You do need to be current on your payments; no late payments over the past six months and no more than one late payment in the past 12 months. The main requirement is that your loan must have been sold to Fannie Mae or Freddie Mac prior to May 31, 2009. To see if you have one of theses loans go to lookup/ or  You may also call either 800-7fannie or 800-freddie between 8 am and 8 pm eastern time.


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