Archive for the ‘Anekona Estates’ Category

Building Without a Permit can be very expensive   Leave a comment

Lots of people want to avoid the hassle of the permitting process, thinking it will save them time and money.  Every day we Realtors see the costly aftermath of this when the banks won’t loan on homes with unpermitted additions or lacking final permits….My Grandmother had a saying “Penney wise, pound foolish”  You might save a few dollars in the beginning, but if you ever want to sell your home, after the fact permitting can cost you a lot!  My friend Alan Van Zee at Hawaii Mortgage said I could share his article about the implications of building without a permit in today’s lending climate, thanks again Alan for these very wise words!

Building Without a Permit

The percentage of single family homes for sale that have unpermitted improvements is staggering.  As lending regulations have tightened over the past 8 years, sellers and homeowners are learning the harsh reality of not playing by the rules.

 

It really makes no sense to do work without a permit.  While permits may take some time getting through the building department, the cost for one is relatively low.  I’ll just be bold and say – If you proceed with building anything without a required permit, you are dumb.

 

Sorry to be harsh, but what time and money you may save going the “cheap and dirty” route, will not only cause problems for you in any future financing, but you may never really reap the reward of added value.

 

Appraisers have a tough job when valuing a home with unpermitted improvements.  No matter how nice, an enclosed lanai or transformed garage can never be counted in the calculations of living space square footage.  That could change your 3 bedroom 2 bath home into a 2-1.  The value placed on living space is significantly higher than non-living space.  If someone is trying to buy your listed home for sale, the appraisal may not support the sales price.  SO unless the buyer is putting a substantial amount down, it could cause the transaction to collapse.

 

While this phenomenon of unpermitted improvements occurs on every island, what’s up with Maui and Hawaii Island?  The incidence of unpermitted improvements is almost like a contagion.  Recently I had a client wishing to buy a beautiful ranch property on Maui for $1,300,000.  The owner/seller constructed a 1,700 square-foot shed/barn/garage on the property without a permit.  Why?  The permit was not that expensive.  They obviously had a contractor build it, as it was not some piece of junk.  Now the seller has to go and obtain an after-the-fact building permit.  Not only does it slow down the transaction process, it could derail it if the county comes back and doesn’t approve what was built.  If you are selling something valued at almost 1½ million dollars, are you nuts to think you can build an illegal structure larger than many people’s home, and it won’t cause any problems?  Maybe the thought of selling was not on their radar when they built it.  But selling or not, here’s a fact – rarely does a property stay in one’s family without the need for financing.

 

I get the idea that you may work in the trade and have friends that can help on the side, but get a permit.  Maybe you don’t want to get a permit because certain specialty areas need a licensed contractor to perform that work?  For the specialty areas like electrical and plumbing, get a licensed contractor to do the work.  If I were buying a home and found that someone other than a licensed contractor did the electrical or plumbing, it would not sit well with me.  After all, what could happen?  The place flood or go up in flames?

 

The bottom line is that lending and unpermitted improvements don’t mix.  If you want to see your “investment” reap the greatest reward from the time, money, and effort you put into a renovation or expansion, do it right, and get it permitted.”

for-blogReprinted courtesy of Alan Van Zee, Hawaii Mortgage Company, Phone: 808.988.6622

A few more reasons I love my job   Leave a comment

Selling Real Estate on the Big Island of Hawaii is not like selling Real estate anywhere else in the world. Sure, the basics are universal but there is something different on this island that is Hawaii Island. Diversity is the best description; diverse in every way. The agents we collaborate with to make a sale to the clients to the properties themselves; not one is the same and all are unique
There are so many reasons to love selling Real Estate on the island of Hawaii. But the best reason is that every day I am blasted by the beauty that surrounds me. From the beautiful scenery to the beautiful people who live here; both the inner and outer beauty that we who live and visit here are so fortunate to experience.
The weeks pass by; no one like the other. Different places, different needs, different dreams. But this past week has been one spent in North Kohala. Truly lucky!!

Kohala Summer Day Kohala Ranch July 2014The south end of North Kohala seems more South Kohala than North. The average rainfall of 6”/year, although there has been 16” so far here this year (a record), provides a dry, arid environment; the most desert like zone of the Big Island. But our desert is unlike anyone else’s desert! The grass and Keawe covered dry lands roll gently into the ocean. When the rains pour down, which is often the case if darks clouds pay their rare visits, water may run in the dry stream beds, bouncing along as waterfalls while we residents watch in awe.  The South end has many nice neighborhoods; Kohala Ranch and Kohala by the Sea being two of the neighborhoods that have gated entries.
My commute with this view to show my listings in Kohala By The Sea and Kohala is an excellent example of a typical day. Those two homes appeal to different home seekers for different reasons, but are good examples of the range of homes on the market in this section of North Kohala.
KealaSS_Pool4_WRkm_Sunset_07_WR

Moving thru North Kohala you will see slopes gradually turn green as the rainfall increases while we go north. As you pass the towns of Hawi and Kapa’au you get the feeling you have gone back in time to a place where the good life means living well spent playing in the fresh air in a beautiful place with good friends and family. You can see it’s a place where the sidewalks are rolled up early because the residents want to get up at the first gleam of dawn to enjoy the place where they live. One that really sparkles in the sunlight. Secret surf spots, ditch kayaking, hiking, fishing and more demand your attention. You will see the old Plantation era homes, from the field workers homes to the managers estates, still loved and maintained; exuding the character of old Hawaii. Some are even for sale.
Scattered in the vast open spaces are farms, ranches and estate properties. Streams and waterfalls may form the boundaires of some properties but views of either the mountians, the forests or the oceans are equally shared among all the different kinds of properties. And as you come to north point of the Island, at the end of Akoni Pule Highway at Pololu Valley you will have passed the other property I had to work at this past week. You will also pass a few streams, one or two that offer swimming pools at secret spots along their course.

 

July 2014 Blog 2 Blog 4 Blog 3 July 2014 Pool Blog
Life isn’t too bad holding Open House after having a showing of this home known as the Ohana at Niuli’i. It is well-known in certain circles after being named a Record Home by Architectural Record. Only 8-homes are designated as such each year by this publication. It is quite an honor for an architect to receive. It is one of many awards for the architect, Jim Cutler of Culter-Anderson. Sometimes called the “Glass House”, it is uniquely engineered to bring the outside environment inside evoking drama in an exquisite interior.

Blog 5Who needs to hang paintings when this is your view?
And this is my job, my career… day in-day out, always amazed by the beauty of this island we call home. What’s not too love?

 

 

Kohala Ranch, North Kohala, Big Island of Hawaii   Leave a comment

Kohala Ranch after the rainsThe Big Island’s Kohala Ranch is a gated equestrian community of over 3500 acres conveniently located between the Kohala Mountain Road and Akoni Pule highway along coast.  It begins at approximately 100 feet above sea level, within range of the whale songs, to cool up country ranch lands 3000 feet above the Sea.  Four legged pedestrian; horses, wild pigs and cows  have the right a way on the roads thru these  range lands. Kohala Ranch residents

Those who chose to call Kohala ranch home today live among the different climates of the distinct neighborhoods of Kohala Ranch.  The Heathers is at the balmy elevation of about 100 feet above the sea to 1,000 feet.  The Meadows lies between 1600 and 2100 feet above sea level and then the Summit from approximately 1600 feet to over 3,000 feet above sea level.  Micro-climates from ocean tropical arid to cool, misty uplands are found here.   Located in the ahupua’a ( historic land division) of Waika, between the Kawaihae and Kahua districts of Kohala, this area is as rich in history as it is in beauty.  Cherished then as now for the vista across Kahuwai-o-pili of an amazing panorama from the mountains to the sea.  Today the beauty of this place continues to awe both the lucky to live here and the lucky to visit .Kohala Ranch vistaKohala Ranch over view

Early Hawaiians established productive fields amidst the sandalwood forest of Waika. It is believed that sweet potatoes were grown along Kahuwai-o-pili, erroneously labeled on many maps as Keanahalulu.  Today one can still see the walls and terraces of these old fields in the pastures of Waika and Kahua.  Even the Hei’au walls,  where agricultural and cultural practices were taught, still stand scattered thru the pastures.

The sweet potato fields and Sandalwood of Waika and Kahua impressed the next wave of settlers with their abundance and stewardship.  The Sandalwood forest were harvested and sold as one of the early commodities of post-contact Hawaii.  Subsequent introduction of cattle by ocean voyaging Europeans seeking to establish stores of provisions ended the farms and sandalwood.  Cattle ranching practices were introduced and taught to the early Paniolo in nearby Kahua, where walls of the first corrals, pens and a homestead still stand as relics of those first Paniolo. Kohala Ranch was once part of these pastures. Almost 40 years ago, circumstances and conditions changed for the ranchers.  They sold these pastures to be developed into the  Kohala Ranch we know today

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Note old corral walls in background

The Glue Network   Leave a comment

Have you ever heard of the Glue Network?  It is a virtual bulletin board to raise funds for very specific projects.  Got to the site and check it out, very interesting.  Its an amazing how a little can add up to a lot…to big differences in lives.  Donate yourself or buy gift cards for friends.  Let then pick which project they want to fund with your gift.  Perfect gifts for any occasions.  Amazing what can be accomplished!

New on Market: 622411 Kanehoa St, Anekona Estates $569,900

 

MLS# 252415 | 2 Bedroom | 2 Bathroom | 1,850 sf

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This property will sell fast….$569,900! The only property currently available in the Anekona Estates Subdivision.  Great location and beautiful ocean views! Single Story, 2 bed / 2 bath, and an extra room for office or misc. space. Nice open kitchen, perfect for entertaining. Property offers two large bedrooms with views of ocean.  Wrap around deck with ocean views. Two car attached garage. Large 3.5 acre lot.  A great deal on this ranch style home in the popular dry side of Waimea. A must see! Bank of America Prequalification required on all offers. Please allow 2-3 business days for seller response.

Contact me for further details on this listing.